Close the month.See the runway.Skip the early hire.

Monclio delivers what a full finance function would: a board‑ready monthly close, live cash and runway, and a written read on what moved and why, within three business days of month‑end. Built on the books your accountant already keeps, reviewed and signed off by an experienced finance operator.

How it works

Monthly close intelligence for seed to Series B startups.

Finance breaks quietly, usually right before a raise.

What works at seed starts cracking somewhere around the tenth hire. Three places it goes first.

The close drags

Month‑end takes weeks, lives in spreadsheets, and depends on you. Decisions get made on numbers that are already stale.

Runway is a guess

Between board meetings, burn is a Sunday‑night spreadsheet, not a number you can pull up on demand.

Board prep is a scramble

Every meeting means days of manual assembly, and numbers that won't survive diligence when you raise.

A finance function, run by an operator.

Monclio reads the books your accountant already keeps and produces what a finance team would. Automation handles the repetition. An FP&A operator handles the judgment.

Day 0

Your books close

Your bookkeeper finishes the month as usual. Monclio picks up the ledger, bank balances, and payroll the moment they're final.

Business days 1 to 2

The pack gets built and read

The reporting assembles automatically in your format. Then an operator goes through it line by line: what moved, why, and whether anything needs a decision.

Business day 3

Numbers land where you look

The pack arrives in your inbox. Runway and burn go live in the tools your team already uses.

  • P&L against plan
  • Cash, burn, and runway
  • Spend by category
  • Headcount against the hiring plan
  • A one‑page written read

What doesn't change: your bookkeeping. Monclio sits on top of the chart of accounts, P&L, and cash position your accountant maintains, and only needs read access.

Built for seed to Series B.

Funded, growing, and still running finance in spreadsheets, or about to hire a controller before you need one. Monclio is the step in between.

TodayWith Monclio
Finance runs through youRuns through an operator
Hiring a controller earlyHire at the right stage
Month‑end takes weeksWithin 3 business days
Runway is a guessLive, updated every close
Board prep is a scrambleReady every month

Why I built it.

I spent years in FP&A, building the models, running the close, and assembling the board decks founders only ever see the front of. Most of that work wasn't strategy. It was repetition, and a lot of it could be automated without losing the judgment that made it worth doing.

So I automated it, first for the teams I worked in, and now for funded startups as Monclio.

Justin, founder

Common questions.

Do I need to change my bookkeeper?

No. Monclio works with whoever keeps your books today and only needs read access to the ledger and bank feeds. If the bookkeeping isn't in good shape, that shows up in the first close, and we say so plainly.

Is this software, or a person?

Both, in that order. The assembly is automated so it's fast and consistent every month. The reading of the numbers is done by an operator who has run finance, because a chart can't tell you whether a spike in spend is a problem or a plan.

How fast is the first close?

The first month takes longer while your format, plan, and chart of accounts get set up. From the second close onward, the target is a delivered pack within three business days of your books closing.

What does it cost?

A flat monthly fee, scoped to stage and reporting cadence, and a fraction of what an early controller hire costs. Pricing is shared on enquiry.

Working with Monclio.

Monclio runs the monthly close and board reporting for a portfolio of funded startups, from seed through Series B. Engagements run month to month, start with the next close, and are scoped to the company's stage and reporting cadence.

Month 1Format, plan, and chart of accounts set up alongside your first close
MonthlyPack delivered within three business days of books closing
OngoingRunway and burn kept live between board meetings